(#144)
Question
Assalamu Alaikkum.
Hope all is well.
In sha Allah we are group of people, planning to start a pool of fund with a $10 weekly contributions. The intention is to use the fund for Sadaqah zariah purposes as the need arises. We would like to get your opinion/view on whether we can do something like this. Jazakallahu khairan.
In sha Allah, it will be auto credited into a bank account (personal at the moment, and we might open a separate one for that purpose later).
The niyyath of the contributors will be as Sadaqat (no zakat money).
We will have a Mashwera Ameer at the time of the need and when we need to draw from the account.
In case when someone is unhappy about how the fund is being used (even after Mashwera), they can withdraw their portion from the remaining pool if they want and leave, so that the pool will continue in sha Allah.
We will in sha Allah only take like minded individuals on-board and keep it as a manageable number.If anyone else interested, we might ask them to form their own group.
We haven’t thought very much about it – just wanted to start it first and adjust it progressively.
We appreciate your thoughts/inputs to better this and first of all whether we are allowed to start something like this.Duas requested, Jazakallahu khairan.
Answer
بسم الله الرحمن الرحيم
السلام عليكم و رحمة الله و بركاته
حامدا و مصليا و مسلما
Muhtaram
We have received your query dated 07/07/2022, our response is as follows:
The system and arrangement outlined in the aforementioned Sadaqah fund is permissible. Every member of the fund should have the unfettered authority and right to withdraw their contribution whenever they wish. Furthermore, the account holder who has been assigned to hold and reserve the contributions should be a trustworthy and Muttaqi (Allah fearing) individual, and he should ensure that all the policies of the fund are scrupulously observed. [1]
Please note that the above answer is based purely upon the details furnished by you and it may differ in the event wherein any discrepancy occurs therein.
And Allah Ta’ala knows best
Answered by:
Muhammad Irshad Motara
10th Zhul Hijjah 1443
10th July 2022
Checked and approved by:
(Mufti) Musayyab Sahib
10th Zhul Hijjah 1443
10th July 2022
[1] ١) الوكيل انما يستفيد التصرف من الموكل وقد امره بالدفع الى فلان فلا يملك الدفع الى غيره، كما لو أوصى لزيد بكذا ليس للوصي الدفع الي غيره فتأمل
(رد المحتار: ٢/٢٦٦-سعيد)
٢) واما حكمها فوجوب الحفظ على المودع وصيرورة المال امانة في يده ووجوب أدائه عند طلب مالكه كذا في الشمنى، والوديعة لا تودع ولا تعار ولا تؤاجر ولا ترهن وان فعل شيئا منها ضمن كذا في البحر الرائق (الفتاوى الهندية-ج٣-ص ٣٣٨-رشيدية)
٣) فان طلبها صاحبها فحبسها عنه وهو يقدر على تسليمها ضمن الخ (الفتاوى الهندية-ج٣-ص ٣٥٢-رشيدية)
